Now You can transfer Other bank existing card balance(s) to a Cargills Bank credit card and repay it off by equal monthly installments up to 48 months under lower interest rate.
What is a Cheque on Credit Card?
A Cheque on Credit card is the solution when your merchants do not accept Credit Cards. You can now enjoy the convenience of drawing cheques to any merchant with your Cargills Bank Credit Card!
How to get a Cheque on Credit Card?
A request letter from the customer should be handed over to a Cargills Bank branch with the following details:
*Minimum cheque amount is LKR 50,000/=
*Maximum cheque amount is LKR 100,000/=
*Processing fee is LKR 1,000/=
|Type Of Fee||Titanium|
|Primary Card Annual Fee 1st year||Rs. 2,700/-|
|Annual fee 2nd Year Onwards||Rs. 3,200/-|
|Supplementary Annual Fee||Rs. 1,800/-|
|Supplementary Joining Fee||FOC|
|Interest Rate (p.a) %||34%|
|Interest Free Period||55 Days Max|
|Minimum Payment||4% x Total Outstanding*|
|Over Limit Fee||Rs. 1,500/-|
|Late Payment Fee||Rs. 1,100/-|
|Cash Advance Limit||50% x Limit|
|Cash Advance Fee||Rs. 400/- + 5% on Face value|
|Limit Enhancement Fee Temporary or Permanent||Rs. 1,100/-|
|Card Replacement Fee||Rs. 990/-|
|PIN Replacement||Rs. 200/-|
|Per Statement copy (Except Last Statement)||Rs. 400/-|
|Digital Statement copy||FOC|
|Cheque Return||Rs. 900/-|
|Tax/Visa/Limit/Interest Confirmation Letters or any Credit Card Related Letters||Rs. 250/-|
|Overseas Courier Fee||Rs. 4000/-|
|Image Card service fee-Own Images||Rs.750/-|
|Image Card service fee-Gallery Images||Rs.500/-|
|Image Replacement fee(Additionally Card replacement fees applicable)||Rs. 250/-|
|Type of Fee||Fee|
|Overseas Transactions||All overseas Credit & Debit card transactions will be converted using Bank Treasury selling rate. In order to mitigate the local exchange rate movements, an additional amount (4%) will be included to the rate at the time of billing from 03rd of October 2022.|
Now enjoy the possibility of customising your Cargills Bank Credit Card with an image of your choice!
Image card application : Cargills Bank Image Card Application
Image card guidelines : Cargills Bank Image Card Guidelines
Image card FAQs : Cargills Bank Image Card FAQs
View sample image card:Sample Image Card
Enjoy free overseas Travel protection by Global Insurer Allianz Insurance Lanka Limited when you use your Cargills Bank Mastercard Titanium Credit Card to purchase your return air ticket or overseas hotel booking from Sri Lanka.
|SECTION||BENEFITS||TITANIUM CREDIT CARD||EXCESS IN (USD)|
|A||EMERGENCY ACCIDENT AND MEDICAL EXPENSES & EVACUATION & REPATRIATION||50,000||100|
|B||ACCIDENTAL DEATH & DISMEMBERMENT||25,000||Nil|
|C||ACCIDENTAL DEATH & DISMEMBERMENT(COMMON CARRIER ONLY)||25,000||Nil|
|D||COMMON CARRIER BAGGAGE LOSS(20% PER BAG AND 5% PER ARTICLE)||1,500||50|
|E||BAGGAGE DELAY||1,000||12 hours|
|F||LOSS OF PASSPORT||500||10|
|I||HIJACKING||75 per day max 750||12 hours|
|J||TRIP DELAY/INTERRUPTION||50 per 12 Hours max 500||6 hours|
*Credit Card settlements carried out via Mobile Banking / Internet Banking should be done prior 6.00 PM on the due date to avoid any settlement delays.
*Please note the following geographies are currently subjected to comprehensive U.S. sanctions. Mastercard has no offices, subsidiaries, or affiliated entities, nor does Mastercard license any customers to issue or to acquire transactions from either point-of-sale (POS) or ATM locations, in these regions and countries: