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Cargills Cash
Experience the
New Way to Bank!
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Banking is now as easy as ticking off your grocery list.

Did you know?
  • For the first time in Sri Lanka, you can deposit and withdraw cash at any Cargills Food City outlet and purchase goods using your mobile phone.
  • You can Send Cash instantly to any mobile phone and Withdraw Cash from any Cargills Food City outlet.
  • You can withdraw Cash at any registered Cargills Food City outlet.
  • You can access your bank account securely and instantly, anytime, anywhere and on any day.
  • You have the utmost convenience, whether you are at home or out shopping.
  • You can do the transactions beyond standard banking hours; you may do the transactions from 8 am to 10 pm, 365 days of the year. 
  • All the transactions including withdrawals are free of any charges. 
  • You can access more than 475 outlets all over the country and This will keep expanding
  • Convenient banking for communities in rural areas.
You can apply if
  • You’re aged 18 and above.
  • You have a valid Sri Lankan NIC / Passport / DL.
Let us show you

How to Deposit via Cargills Food City outlets

  1. Fill the Cash Deposit Voucher at the outlet , with either registered mobile number or account number of the beneficiary of your choice, along with the amount.
  2. Once the cashier completes the transaction, you will be given a printed receipt of confirmation.
  3. An SMS alert will also be sent to the account holder’s registered mobile number.

How to Withdraw Cash via Cargills Food City Outlets

  1. Provide your registered mobile number to the cashier, to withdraw money.
  2. Ensure you are logged in to the Cargills Bank Mobile Banking App  an SMS alert with a One-Time Password (OTP), will be sent to your registered mobile number.
  3. After receiving the OTP, click on the “Cash Withdrawal” tab and approve the transaction.
  4. Once the cashier completes the transaction, you will be handed the cash, along with a printed receipt of confirmation.
  5. An SMS alert will also be sent to the account holder’s registered mobile.

How to Purchase via Cargills Food City Outlets 

  1. Inform the cashier that the payment for purchases will be made via Cargills Bank mobile banking app and provide the registered mobile number to the cashier.
  2. In the meantime, ensure you are logged-in to the Cargills Bank Mobile Banking App. An SMS alert with a One-Time Password (OTP), will be sent to your mobile.
  3. After receiving the OTP, click on the “Purchase” tab and approve the transaction.
  4. Once the cashier completes the transaction, you will be given a printed receipt of confirmation.
  5. An SMS alert will also be sent to the account holder’s registered mobile

 How to receive local money transfers via Cargills food city outlets

  1. To send money, Login to the Cargills Bank Mobile Banking App (via Play store  or  App store ). Send cash from wherever you are, by entering the beneficiary’s mobile number, NIC number and the amount you need to send.
  2. You (the account holder) will receive a unique ‘Transaction Reference Number’ (TRN), which should be forwarded to the beneficiary.
  3. The beneficiary can walk in to any Cargills Food City outlet, fill in a send cash voucher which is printed on the right side of the deposit voucher with the TRN, Mobile Number, NIC Number, and amount and hand it over to the cashier.
  4. The beneficiary will receive the cash, along with a printed receipt of confirmation.

Discover the convenience of banking services at Cargills Food City (Link to brochure) 

Let's get started

 

  • How to activate Cargills Bank Mobile Banking
    • This has two steps 
      • Download Cargills Bank Mobile Banking App (QR)
      • Register for Internet Banking Services (If you are an existing Cargills Bank customer)

      Cargills Bank Account Holders can simply register for Cargills Bank Mobile Banking by downloading the Cargills Bank Mobile App, from or

  • If you are already registered for internet / Mobile Banking with Cargills Bank, you may simply login to the Cargills Bank Mobile Banking App, by using the same User ID and Password. It’s that simple.
  • If you are not registered, then sign up by entering your Debit Card number and PIN number on the Mobile Banking App.
  • Follow the quick registration process.
  • Enjoy Banking at Cargills Food City on your mobile.

Scan QR for online registration.


  • Don’t want to go through the online registration process? Then step in to any Cargills Bank branch, or talk to one of our dedicated bank representatives, at any Cargills Food City outlet. Our staff will always be pleased to assist you. After you register for “Banking at Cargills Food City” 
  • You will receive a User ID via email and OTP (One-Time Password) to your mobile, to login.
  • Enjoy using Banking at Cargills Food City on your mobile.
Cash deposits for collection merchants accounts

As part of the cash deposit services at CFC outlets, the bank is happy to announce that it is now possible to pay many types of different payments to a number of merchants which will provide extended convenience for all public (not limited to Cargills Bank Customers). There are 50+ merchants already active and providing this service in diverse industries such as Insurance, healthcare, airline etc.
How to set up a collection account if you are a merchant.

Cash Collections through Cargills Food City Outlets by merchants’ collection accounts.

You can easily grow your business with Cargills Bank
We are here to support on your payment collections
You may easily collect your customer payments through Cargills Food City outlets island wide

  • Reasonable charges
  • Customers can easily deposit the merchant’s name.
  • It allows merchants to collect cash up to 20Mn per day.
  • Can easily download the bank statements through Internet Banking
  • Dedicated staff to assist merchants at anytime

This is the service offered to the businesses which will be authorized to receive deposits through Cargills Food City outlets.
Both the Cargills Bank customers and non-bank customers can deposit cash to the merchants account and reference number will be provided to the merchant.

Our Collection Partners

With Cargills Cash paying your Merchants  has been made easier!

Pay online by downloading Cargills Bank mobile banking app or you can also pay in cash at any 477 plus Cargills Food City outlets situated island wide from 08.00 AM to  10.00 PM, 365 days of the year through Cargills Cash.

Cargills Food City Outlets

Click Here to view Cargills Food City Locations

Whats next?

So go ahead, apply nowcall us or let’s chat and we’ll get  going on a banking experience like you’ve never had before.

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