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Mobile Banking
Bank on your Mobile
while you stay mobile!
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Enjoy a World of Convenience, with Cargills Bank Mobile Banking.
Self-Register for Mobile Banking, within 5 Minutes!

Digital Banking

Get complete control of your bank account now on your mobile!!

Cargills Bank “Digital Banking” gives you the convenience of accessing all bank online channels (Internet Banking / Mobile Banking – Mobile Application and USSD Banking) via Single User ID and Password. This unique feature brings much awaited convenience to Bank Customer by introducing “Omni-Channel” concept to Sri Lankan Banking industry.

If you are an Android or Apple iOS user and maintain a savings or personal current accounts with Cargills Bank, You can enjoy this facility by simply downloading the Cargills Mobile application from   

Get Started

Visit your nearest Cargills Bank branch or talk to one of our dedicated bank representatives, at Cargills Food City outlet to register with Cargills Bank Digital Banking.

All you need is: A mobile no & email address, already registered with the bank

You will receive access information (User ID and the Password) within one working day. User ID will be informed via email and One Time Password (OTP) will be sent to your registered mobile number.

The One Time Password (OTP), sent to your registered mobile number should be changed immediately according to your preference.


Create a strong password using Password Policies given below.

– The new password should include at least 8 characters, maximum 15 characters

– Should include a combination of Letters, Special Characters, Numbers and a combination   of Lower case and Upper case

– Special characters allowed: – @ . + , / _

E.g., Acdb@123


What could you do?
  • Avail “ Cargills Cash” Services
  • For the first time in Sri Lanka, you can deposit and withdraw cash at any Cargills Food City outlet and purchase goods using your mobile phone.
  • You can Send Cash instantly to any mobile phone, and Withdraw Cash from any Cargills Food City outlet.
  • View Your Account Balance / Account history
  • Pay your utility bills without having to wait in queues / Recharge your mobile
  • Transfer funds to
  • Your own Cargills Bank Account
  • Other Cargills Bank Account
  • Other Bank Account using “SLIPS”
  • Other Bank Account using “CEFT”
  • Settle your other bank credit cards dues

Schedule your fund transfers or bill payments with three options available – Immediate, Future and Recurring Transfer.

  • Apply for a Cheque Book
  • Standing orders – Submit standing order instructions and view existing standing orders.
  • Request for a E Statements / SMS Alerts




USSD based Mobile Banking

You can now access your bank accounts by dialing #323#

Mobile banking – USSD version is compatible to all phone models & the facility is available on the Dialog Network. No special Mobile App or mobile internet data facility is required to access this facility.

How to get it:

  • Submit your Mobile Banking Application form to the nearest Cargills Bank branch.
  • You will receive a One Time Password (OTP) to your registered mobile number.
  • Simply dial #323# and change the One Time Password (OTP), to a new password immediately according to your preference.


USSD Mobile Banking Features:

  • Account Balance & mini statement for all your accounts
  • Cargills Cash Withdrawals / Purchases
  • Cargills Cash Send Cash
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