Personal Loans | Cargills Bank

Life is a race, we’ll help you get ahead.

Did you know?

We grant Loans for up to 5 Years.
We give you very attractive Interest Rates.
We are ready to grant you Loans from a minimum of Rs. 100,000, up to a maximum of 5,000,000.We offer up to 12 times your salary (subject to evaluation).

For Salaried Individuals

You can apply if;

You’re aged 18 to 55, and working as a ‘confirmed’ employee in an established Company / Institution and earning a minimum Gross Salary of Rs. 30,000/=.
You have a valid Sri Lankan NIC / Passport / DL.

What we need;

Duly completed Personal Loan Application.
A Copy of your NIC.
Copy of a recent Utility Bill / Bank statement, to establish resident address.
Salary Slips for the Last 3 months.
A letter from your employer, confirming your position and salary details.

For Self-Employed Individuals

You can apply if

You’re aged between 18 – 55, running your business as a proprietor, partner or a director of a Small and Medium Business, and earning a minimum monthly profit of Rs. 50,000/= and have been in business for over 3 years.

What we need;

Duly completed Personal Loan Application.
A Copy of your NIC.
Copy of a recent Utility bill / Bank statement, to establish your resident address.
Certificate of Business Registration.
Copies of last 6 months Bank Statements – Business & Personal.
Copies of Last 2 years Tax Receipts.
Copy of last 2 years Audited Accounts.
Form 48, Memorandum of Association and Articles of Association, for Limited Liability Companies.

What's Next?

So go ahead, apply now, call us or let’s chat and we’ll get you going on the easiest path to achieving your goal and fulfilling your need.