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Savings Accounts
| Account Type | Rate P.A. | A.E.R. |
| Cargills Cash Savings Account | 3.00% | 3.05% |
| Savings Account – Senior Citizens | 5.00% | 5.13% |
| Abhimani Women’s Savings Account | 3.00% | 3.05% |
| Podihitiyo Children’s Savings Account (Maximum interest rate up to) | 7.50% | 7.79% |
| Salary Account (Maximum interest rate up to) | 5.00% | 5.12% |
Fixed Deposits (LKR)
| Tenor | Maturity | A.E.R. | Monthly | A.E.R. | Annually |
| 01 month | 6.75% | 6.96% | – | – | – |
| 03 Month | 7.50% | 7.45% | – | – | – |
| 06 Month | 7.50% | 7.64% | 7.35% | 7.60% | – |
| 09 Month | 7.50% | 7.57% | 7.30% | 7.55% | – |
| 1 Year | 8.00% | 8.00% | 7.70% | 7.98% | – |
| 2 Years | 9.50% | 9.09% | 8.70% | 9.06% | 9.06% |
| 3 Years | 11.04% | 10.00% | 9.57% | 10.00% | 10.00% |
| 4 Years | 11.25% | 9.73% | 9.30% | 9.71% | 9.70% |
| 5 Years | 12.21% | 10.00% | 9.57% | 10.00% | 10.00% |
Special Fixed Deposit rates
| Period | Interest Paid at Maturity (p.a) | A.E.R | Interest Paid at Monthly (p.a) | A.E.R |
| 60 Days | 7.00% | 7.21% | ||
| 100 Days | 8.00% | 8.24% | ||
| 200 Days | 7.50% | 7.63% | 7.35% | 7.60% |
| 11 Months | 7.50% | 7.52% | 7.25% | 7.50% |
| 13 Months | 8.25% | 8.22% | 7.90% | 8.19% |
Senior Citizen Fixed Deposits
| Tenor | Maturity | Monthly |
| 1 Month | 7.00% | – |
| 3 Months | 7.75% | – |
| 6 Months | 7.75% | 7.60% |
| 9 Months | 7.75% | 7.55% |
| 1 Year | 8.25% | 7.95% |
| 2 Years | 9.75% | 8.90% |
| 3 Years | 11.29% | 9.75% |
| 4 Years | 11.50% | 9.50% |
| 5 Years | 12.46% | 9.70% |
Call Deposits
| Tenor | Maturity |
| 7 Days | 4.00% |
Foreign Currency Deposit Rates
| Currency Type | Savings Interest Rate | Deposit Amount Slab |
Interest Frequency | Fixed Deposits | ||||||||
| 1 Month | 3 Months | 6 Months | 1 Year | |||||||||
| USD | 1.75% | 2,000 to 24,999 | At Maturity | Int. Rate (p.a.) | 3.00% | 3.50% | 4.25% | 4.50% | ||||
| AER | 3.04% | 3.55% | 4.30% | 4.50% | ||||||||
| Monthly | Int. Rate (p.a.) | N/A | N/A | 4.00% | 4.25% | |||||||
| AER | N/A | N/A | 4.07% | 4.33% | ||||||||
| Annual | Int. Rate (p.a.) | N/A | N/A | N/A | 4.35% | |||||||
| 25,000 to 100,000 | At Maturity | Int. Rate (p.a.) | 3.50% | 4.00% | 4.50% | 4.75% | ||||||
| AER | 3.56% | 4.06% | 4.55% | 4.75% | ||||||||
| Monthly | Int. Rate (p.a.) | N/A | N/A | 4.25% | 4.65% | |||||||
| AER | N/A | N/A | 4.33% | 4.75% | ||||||||
| Annual | Int. Rate (p.a.) | N/A | N/A | N/A | 4.75% | |||||||
| Above 100,000 | Annual | Int. Rate (p.a.) | Negotiable | |||||||||
| EUR | 0.50% | At Maturity | Int. Rate (p.a.) | 1.00% | 1.00% | 1.00% | 1.00% | |||||
| AER | 1.00% | 1.00% | 1.00% | 1.00% | ||||||||
| GBP | 0.50% | At Maturity | Int. Rate (p.a.) | 1.00% | 1.00% | 1.00% | 1.00% | |||||
| AER | 1.00% | 1.00% | 1.00% | 1.00% | ||||||||
