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Deposit Interest Rates
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Savings Accounts

Account Type Rate P.A. A.E.R.
Cargills Cash Savings Account 3.00% 3.05%
Savings Account – Senior Citizens 5.00% 5.13%
Abhimani Women’s Savings Account 3.00% 3.05%
Podihitiyo Children’s Savings Account (Maximum interest rate up to) 7.50% 7.79%
Salary Account (Maximum interest rate up to) 5.00%  5.12%

 

 

Fixed Deposits (LKR)

Tenor Maturity A.E.R. Monthly  A.E.R. Annually
01 month 6.75% 6.96%  –  –  –
03 Month 7.50% 7.45%  –  –  –
06 Month 7.50% 7.64% 7.35% 7.60%  –
09 Month 7.50% 7.57% 7.30% 7.55%  –
1 Year 8.00% 8.00% 7.70% 7.98%  –
2 Years 9.50% 9.09% 8.70% 9.06% 9.06%
3 Years 11.04% 10.00% 9.57% 10.00% 10.00%
4 Years 11.25% 9.73% 9.30% 9.71% 9.70%
5 Years 12.21% 10.00% 9.57% 10.00% 10.00%

 

Senior Citizen Fixed Deposits

Tenor Maturity Monthly
1 Month 7.00%  –
3 Months 7.75%  –
6 Months 7.75% 7.60%
9 Months 7.75% 7.55%
1 Year 8.25% 7.95%
2 Years 9.75% 8.90%
3 Years 11.29% 9.75%
4 Years 11.50% 9.50%
5 Years 12.46% 9.70%

 

Call Deposits

Tenor Maturity
7 Days 4.00%

 

Foreign Currency Deposit Rates 
Currency Type Savings Interest Rate Deposit
Amount Slab
Interest Frequency Fixed Deposits
1 Month 3 Months 6 Months 1 Year
USD 1.75% 2,000 to 24,999 At Maturity Int. Rate (p.a.) 3.00% 3.50% 4.25% 4.50%
AER 3.04% 3.55% 4.30% 4.50%
Monthly Int. Rate (p.a.) N/A N/A 4.00% 4.25%
AER N/A N/A 4.07% 4.33%
Annual Int. Rate (p.a.) N/A N/A N/A 4.35%
25,000 to 100,000 At Maturity Int. Rate (p.a.) 3.50% 4.00% 4.50% 4.75%
AER 3.56% 4.06% 4.55% 4.75%
Monthly Int. Rate (p.a.) N/A N/A 4.25% 4.65%
AER N/A N/A 4.33% 4.75%
Annual Int. Rate (p.a.) N/A N/A N/A 4.75%
Above 100,000 Annual Int. Rate (p.a.) Negotiable
EUR 0.50% At Maturity Int. Rate (p.a.) 1.00% 1.00% 1.00% 1.00%
AER 1.00% 1.00% 1.00% 1.00%
GBP 0.50% At Maturity Int. Rate (p.a.) 1.00% 1.00% 1.00% 1.00%
AER 1.00% 1.00% 1.00% 1.00%
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