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Agri Business and Micro Finance
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Your success contributes to the growth of the nation. Our mission is to partner that growth.

Bank Funded Agri/Micro Loan

 

Loan Amount The loan amount will be decided based on your requirement/ project.
Eligible borrowers and lending activities All Agriculture/Micro enterprise related activities
Interest Rate 14% per annum from 31st October 2023 (may vary depending on loan amount and prevailing situation)
Grace Period Grace Period will be decided according to the project
Loan Repayment Maximum tenor up to 7 years
Loan Grant Loan grant is subject to fulfillment of conditions after evaluation
Did you know?

➔ We grant Agriculture and Micro Finance loans for up to 7 Years.
➔ We bring you attractive interest rates.
➔ We are ready to support in all types of agribusinesses /micro enterprise activities and services.

Eligibility
  • An individual or Joint borrower requesting the loan must have a direct or indirect involvement in agriculture / Micro enterprise activities for a period of minimum one year.

 

  • The business entities (partnerships, corporations, and proprietorships) must be registered and have been in existence for at least three years as of the credit facility application date.

 

  • Age should be in-between 18 to 65 (at the maturity of Loan), If a borrower is 60 years of age or older, a family member, such as a daughter or son, must be included in the loan.

 

  • Requirements for appropriate collateral will vary depending on the circumstances of each instance.
Loan amount
  • The loan amount to be decided based on the purpose and level of income generation.
  • Client should make a minimum contribution of 20% of the total Loan project.
  • Minimum Loan value is Rs 25,000/- and the maximum will be Rs 100 Million (subject to Loan purpose, collateral and repayment capacity)
What we need
  • A duly completed loan application form.
    ● A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
    ● Evidence for Income details for the past 3 to 6 months (latest information) along with the bank account statements (if applicable).
    ● Copy of the business registrations, financials and other business related documents (if applicable).

Terms and conditions and product information may vary from time to time. Consequently, for the most recent information and the current terms and conditions, it is advised that you get in touch with the branch that is closest to you.

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