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Home Loans
011 7 640 640

We help you make your home your own.


14.0% p.a. upwards
Did you know?

• Our repayment period extends up to 25 years and maximum loan amount Rs 50.00 Mn
• We offer you attractive fixed and variable interest rates.
• We charge lower legal fees for your loan.
• If its construction you are looking at, we offer up to 80% of BOQ (for construction).
• To buy a house, we help you by offering up to 75% of FSV.
• To buy bare land, we offer you up to 60% of the FSV.

Our home loans will help you to

• Buy a house for residential purposes.
• Construct a house on your own property.
• Buy a bare land. (Will be considered on a case-by-case basis).
• Buy a bare land and construct a house, for residential purposes.
• Complete your partially built house
• Renovate, modify or extend an existing house.

You can apply if

➔ You’re aged 18 to 50, and working as a ‘permanent & confirmed’ employee in an established
Company / Institution
➔ You have a valid Sri Lankan National Identity Card / Passport / Driver’s License.
➔ You being a salaried employee drawing a monthly gross salary above Rs.100,000/- OR
➔ You being a professional drawing a monthly gross salary above Rs.150,000/- OR
➔ You being a self employed individual earning a monthly net personal income of Rs.200,000/

What we need

● Duly completed Home Loan Application.
● A copy of your Sri Lankan National Identity Card / Passport / Driver’s License.
● Salary slips for the Last 3 months along with the bank account statements (if applicable).
● Letter from your employer, confirming your position and salary details (if applicable).
● Copy of the business registrations, financials and other business related documents (if
● Sales agreement (in the case of the purchase of land / house, or a letter from the seller,
indicating the selling price).
● Bill of Quantity acceptable to the Bank.
● Building Plan, approved by the Local Authority.
● Copies of Deed and Survey Plan, approved by the Local Authority.


What's Next?

So go ahead, apply nowcall us or let’s chat and we’ll get you going on the easiest path to your home actually being your very own.

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