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Podihitiyo children’s savings Account
Start Young
011 7 640 640

Children have many dreams of doing great things.
Let those dreams grow with their savings.

You can apply if
  • Your Child or Ward is aged below 16 years.
What you need!
  • A fully completed Account Application Form.
  • Birth Certificate of the Minor or Birth Certificate certified by the school principal
  • Parent or Guardian’s NIC/DL/PP


Key Benefits & USP’S
  • Currently offers the best tiered interest rate on minor savings account in the market
  • Tiered interest rates
  • Interest accumulates on day-end (EOD) balance
Interest Rate
Account Balance Interest Rate p.a
Below LKR 50,000 5.75%
LKR 50,000- LKR 74,999 6.00%
LKR 75,000-LKR 99,999 6.25%
LKR 100,000-LKR 124,999 6.50%
LKR 125,000-LKR 149,999 6.75%
LKR 150,000- LKR 174,999 7.00%
LKR 175,000-LKR 199,999 7.25%
Above LKR 200,000 7.50%
Terms and Conditions
  • Parent/ Guardian should open the Minor Savings Account.
  • Funds in the “Podihitiyo – Children’s Savings Account” cannot be withdrawn until the minor reach the age of 18 Years
What’s more?
With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 477 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

So go ahead, apply nowcall us or let’s chat and we’ll get your child going on a long and successful journey of saving and prosperity.

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