Junior Kotipathi Investment Savings Account

Invest Today. Secure Their Tomorrow.

Give your child the financial foundation they deserve with the Junior Kotipathi Investment Savings Account a disciplined investment savings plan designed to help parents and guardians build long-term wealth for their children’s future.

Whether it’s for higher education, future opportunities, or achieving life goals, Junior Kotipathi helps your savings grow through regular monthly contributions while rewarding your commitment along the way.

Features

Investment period from 1 to 18 years
Investment targets from LKR 1 Million to LKR 10 Million
Attractive interest rate
Monthly installment-based investment plan
Monthly interest credit
Free SMS Alerts
Free Internet & Mobile Banking (View Only)
Standing Instruction fee waiver (Cargills Bank accounts)
Exciting milestone rewards throughout the investment journey.

Who Can Apply?

Parent or legal guardian
Child from newborn to 17 years of age
Account maintained in the child’s name until reaching 18 years.

Milestone Rewards

Welcome Reward

Receive a Junior Kotipathi Branded Umbrella or LKR 1,000 Deposit Voucher at account opening.

After 12 consecutive monthly installments, receive:

Educational Learning Toy
LKR 2,500 Cargills Food City Gift Voucher

After 60 consecutive monthly installments, receive:

Cargills Pharmacy Voucher, or
Nutrition Hamper.

Why Choose Junior Kotipathi?

Build long-term savings with discipline
Rewarding investment journey
Designed exclusively for children’s future financial goals
Backed by Cargills Bank’s trusted banking services

Important Notes

Terms and conditions apply.
Interest rates are subject to change in accordance with the Bank’s policy.
Rewards are subject to eligibility criteria.
Installments must be paid on time to qualify for guaranteed benefits and milestone rewards.

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