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Cargills Bank Salary Account
Giving you confidence
to take that next step!

As much as you work for your salary, put your salary to work for you.

Did you know?
  • Our interest rate slabs give you special interest rates, according to your days’ end account balance.
  • You can simply open an account, with an initial deposit of Rs. 1000/=.
  • You are entitled to a host of benefits, according to your salary range.
  • Our online and mobile banking services give, you ‘banking at your fingertips’.
Whats more?

With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 400 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

Benefits
PRODUCT FEATURES POWER ULTIMATE ELITE
Gross Salary (LKR) Below 75,000 75,000 – 150,000 Above 150,000
Initial Deposit LKR 1,000
Interest Rate

(EOD Balance)

Below LKR 2,000 0.00% p.a.
LKR 2,000 – 9,999 4.50% p.a.
LKR 10,000 – 19,999 5.75% p.a.
Above 20,000 7.50% p.a.
Cargills Bank Debit Card WORLD CARD
Debit Card Issuance/1st Year Annual Fee FREE
Free ATM Withdrawals (per month) 2 TRANSACTIONS FREE
ATM Withdrawal Limit (per day) LKR 100,000 LKR 150,000 LKR 200,000
POS Withdrawal Limit (per day) LKR 200,000 LKR 300,000 LKR 400,000
BUNDLED PRODUCT OFFERS
FIXED DEPOSITS
FIXED DEPOSITS Preferential Rates
PERSONAL LOANS
Salary Multiple

(Subject to 1 Month Net Salary Remittance)

NO SALARY MULTIPLES, LOANS WILL BE OFFERED UP TO 60% DSR
Loan Processing Fee

(Subject to 1 Month Net Salary Remittance)

50% WAIVED OFF PREVAILING TARIFF RATE
Personal Guarantors NOT REQUIRED

(Subject to an irrevocable undertaking provided by the employer to transfer salary to Cargills Bank & 6 months regular salary Remittance)

Loan Early Settlement 50% FROM THE PREVAILING TARIFF RATE

(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date)

HOUSING LOANS  
Loan Early Settlement 50% FROM THE PREVAILING TARIFF RATE

(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date)

VEHICLE LOANS  
Interest Rate

(Subject to 1 Month Net Salary Remittance)

0.25% LESS THAN THE PREVAILING SHEET RATE
Loan Early Settlement 50% FROM THE PREVAILING TARIFF RATE

(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date)

PRE-APPROVED CREDIT CARD (SUBJECT TO CRIB)  
Card Type GOLD TITANIUM PLATINUM
Maximum Card Limit Up to (2 times of the Net Salary) LKR 75,000 LKR 200,000 LKR 500,000
Credit Card (Image Card) 1st Year Annual Fee FREE
*MINOR SAVINGS ACCOUNTS
Standing Instruction LKR 1,000 per month FREE LKR 500 INITIAL DEPOSIT VOUCHER
LKR 500 per month FREE LKR 250 INITIAL DEPOSIT VOUCHER
LKR 250 per month FREE LKR 100 INITIAL DEPOSIT VOUCHER
OTHER VALUE ADDITIONS
Standing Instructions Payments via SLIP Transfer/Pay order FREE
Minimum Balance NO MINIMUM BALANCE
SMS Alerts (setup & updates fee) FREE
**Cashback on Cargills Cash purchases 5% Cashback at Cargills Food City
MINOR SAVINGS ACCOUNTS
An initial deposit will be contributed by the bank to open a “Podihitiyo” Children’s Savings account to his/her child if the customer provide an SI to his/her child’s minor savings account.
**CASHBACK ON CARGILLS CASH PURCHASES
A cashback of 5% will be offered for the Salary Account holders on Cargills Cash Purchases at CFC outlets,

·         Discounts will be offered in the form of a Cashback to the Salary Savings Account in the following month.

·         Discounts will be offered on specific dates targeting specific times.

·         Discount will be offered up to a maximum purchase of LKR 15,000/-

You can apply if
  • You’re aged 18 or above.
  • You’re employed and earning a regular salary of LKR 20,000 or above.
  • You have a valid Sri Lankan NIC / Passport / DL.
  • You’re a contributor to the EPF fund and / or a qualified professional (CIMA, ACCA, ICA, IESL, Architect, Medical Council Doctor, CIM or any other recognized qualification) and / or a Government Servant, with Pension and / or Provident Fund deductions.
You should also know:
  • The salary should be credited to the account within the next 30 days (of opening the account).
  • Personal loans and Overdraft facilities offered under Cargills Bank Salary Account will be subject to the banks’ Credit Policy.
What you need!
  • A copy of your Sri Lankan NIC / Passport / DL.
  • Copy of a recent Utility Bill  to establish your residence address.
  • Copy of your latest Salary Slip.

So go ahead, apply nowcall us or let’s chat and we’ll get you going on a path of prosperity and financial success.

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