With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through over 477 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.
PRODUCT FEATURES | POWER | ULTIMATE | ELITE | ||||
Gross Salary (LKR) | Below 75,000 | 75,000 – 150,000 | Above 150,000 | ||||
Initial Deposit | LKR 1,000 | ||||||
Interest Rate
(EOD Balance) |
Below LKR 2,000 | 0.00% p.a. | |||||
LKR 2,000 – 9,999 | 4.00% p.a. | ||||||
LKR 10,000 – 19,999 | 4.50% p.a. | ||||||
Above 20,000 | 5.00% p.a. | ||||||
Cargills Bank Debit Card | WORLD CARD | ||||||
Debit Card Issuance/1st Year Annual Fee | FREE | ||||||
ATM Withdrawal Limit (per day) | LKR 150,000 | LKR 150,000 | LKR 150,000 | ||||
POS Withdrawal Limit (per day) | LKR 200,000 | LKR 300,000 | LKR 400,000 | ||||
BUNDLED PRODUCT OFFERS | |||||||
FIXED DEPOSITS | |||||||
FIXED DEPOSITS | Preferential Rates | ||||||
PERSONAL LOANS | |||||||
Salary Multiple
(Subject to 1 Month Net Salary Remittance) |
NO SALARY MULTIPLES, LOANS WILL BE OFFERED UP TO 60% DSR | ||||||
Loan Processing Fee
(Subject to 1 Month Net Salary Remittance) |
50% WAIVED OFF PREVAILING TARIFF RATE | ||||||
Personal Guarantors | NOT REQUIRED
(Subject to an irrevocable undertaking provided by the employer to transfer salary to Cargills Bank & 6 months regular salary Remittance) |
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Loan Early Settlement | 50% FROM THE PREVAILING TARIFF RATE
(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date) |
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HOUSING LOANS | |||||||
Loan Early Settlement | 50% FROM THE PREVAILING TARIFF RATE
(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date) |
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VEHICLE LOANS | |||||||
Interest Rate
(Subject to 1 Month Net Salary Remittance) |
0.25% LESS THAN THE PREVAILING SHEET RATE | ||||||
Loan Early Settlement | 50% FROM THE PREVAILING TARIFF RATE
(Subject to servicing 1 year form the loan tenure and 6 months regular salary credit prior to the settlement date) |
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PRE-APPROVED CREDIT CARD (SUBJECT TO CRIB) | |||||||
Card Type | GOLD | TITANIUM | PLATINUM | ||||
Maximum Card Limit Up to (2 times of the Net Salary) | LKR 75,000 | LKR 200,000 | LKR 500,000 | ||||
Credit Card (Image Card) 1st Year Annual Fee | FREE | ||||||
*MINOR SAVINGS ACCOUNTS | |||||||
Standing Instruction | LKR 1,000 per month | FREE LKR 500 INITIAL DEPOSIT VOUCHER | |||||
LKR 500 per month | FREE LKR 250 INITIAL DEPOSIT VOUCHER | ||||||
LKR 250 per month | FREE LKR 100 INITIAL DEPOSIT VOUCHER | ||||||
OTHER VALUE ADDITIONS | |||||||
Standing Instructions Payments via SLIP Transfer/Pay order | FREE | ||||||
Minimum Balance | NO MINIMUM BALANCE | ||||||
SMS Alerts (setup & updates fee) | FREE | ||||||
**Cashback on Cargills Cash purchases | 5% Cashback at Cargills Food City |
So go ahead, apply now, call us or let’s chat and we’ll get you going on a path of prosperity and financial success.