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Mastercard Platinum
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We offer you
  • Quick and easy  shopping with Contactless Payment technology
  • EMV compliant Chip and PIN technology for greater security
  • Up to 55 days of credit period
  • Enjoy the lowest Interest Rate of 20% p.a (1.6% p.m)
  • Attractive discounts & offers around the year with Cargills Bank Credit Cards
  • Worldwide ATM cash advances through Mastercard ATM network
  • Free Mobile & Internet Banking access
  • Free Transaction SMS alerts on your mobile
Tariff Guide
Type of Fee Platinum
Minimum Credit Limit 250,000/-
Interest Rate (p.a) 20.00%
Balance transfer fee 15% Upwards
Primary Card Annual Fee Rs 3,500/-
Joining Fee Rs 2000/-
Supplementary Annual Fee Rs 2000/-
Supplementary Joining Fee Free
Interest Free Period 55 Days Max
Minimum Payment 5% x Total Outstanding*
Cash Advance Limit 35% x Limit
Over Limit Fee Rs 750/-
Late Payment Fee Rs 750/-
Cash Advance Fee Rs 200/- or 3% whichever is higher
Limit Enhancement Fee Rs 750/-
Card Replacement Rs 1000/-
PIN Replacement Rs 100/-
Per Statement Copy (Except Last Statement) Rs 150/-
Cheque Return Rs 900/-
Tax/Visa/ Limit / Interest Confirmation Letter Rs 250/-
0% Instalment plan handling fee Rs 250/-
Overseas Courier Fees Rs 2500/-

 

Special Benefit - Travel Insurance

Enjoy free overseas Travel protection by Global Insurer Allianz Insurance Lanka Limited when you use your Cargills Bank Mastercard Platinum Credit Card to purchase your return air ticket or overseas hotel booking from Sri Lanka.

 

SECTION BENEFITS PLATINUM CREDIT CARD EXCESS IN (USD)
LIMIT (USD)
A EMERGENCY ACCIDENT AND MEDICAL EXPENSES & EVACUATION & REPATRIATION 100,000 100
B ACCIDENTAL DEATH & DISMEMBERMENT 50,000 Nil
C ACCIDENTAL DEATH & DISMEMBERMENT(COMMON CARRIER ONLY) 100,000 Nil
D COMMON CARRIER BAGGAGE LOSS(20% PER BAG AND 5% PER ARTICLE) 2,000 50
E BAGGAGE DELAY 1,000 12 hours
F LOSS OF PASSPORT 750 10
G PERSONAL LIABILITY 50,000 200
I HIJACKING 75 per day max 750 12 hours
J TRIP DELAY/INTERRUPTION 50 per 12 Hours max 500 6 hours
K TRIP CANCELLATION 1,000 50

 

Travel Insurance - FAQs
Travel Insurance Policy

*Credit Card settlements carried out via Mobile Banking / Internet Banking should be done prior 5.00 PM on the due date to avoid any settlement delays.

*Please note the following geographies are currently subjected to comprehensive U.S. sanctions. Mastercard has no offices, subsidiaries, or affiliated entities, nor does Mastercard license any customers to issue or to acquire transactions from either point-of-sale (POS) or ATM locations, in these regions and countries:

  • Crimea
  • Iran
  • North Korea
  • Syria
  • Sudan
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