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Experience unparalleled flexibility and service with the Cargills Bank Platinum Credit Card, designed to empower cardholders to create unique experiences.
Enjoy exceptional service and exclusive deals, tailored to meet the diverse needs of Platinum Credit Cardholders.
Now You can transfer Other bank existing card balance(s) to a Cargills Bank credit card and repay it off by equal monthly instalments up to 48 months under lower interest rate.
Unlock a world of privileges and peace of mind, with unique perks designed to enhance your lifestyle.
What is a Cheque on Credit Card?
A Cheque on Credit card is the solution when your merchants do not accept Credit Cards. You can now enjoy the convenience of drawing cheques to any merchant with your Cargills Bank Credit Card!
How to get a Cheque on Credit Card?
A request letter from the customer should be handed over to a Cargills Bank branch with the following details:
*Minimum cheque amount is LKR 50,000/=
*Maximum cheque amount is LKR 100,000/=
*Processing fee is LKR 1,000/=
Enjoy free overseas Travel protection by Sri Lanka Insurance Corporation Limited when you use your Cargills Bank Mastercard Titanium Credit Card to purchase your return air ticket or overseas hotel booking from Sri Lanka.
| SECTION | BENEFITS | TITANIUM CREDIT CARD | EXCESS IN (USD) |
| LIMIT (USD) | |||
| A | EMERGENCY ACCIDENT AND MEDICAL EXPENSES & EVACUATION & REPATRIATION | 50,000 | 100 |
| B | ACCIDENTAL DEATH & DISMEMBERMENT | 25,000 | Nil |
| C | ACCIDENTAL DEATH & DISMEMBERMENT(COMMON CARRIER ONLY) | 25,000 | Nil |
| D | COMMON CARRIER BAGGAGE LOSS(20% PER BAG AND 5% PER ARTICLE) | 1,500 | 50 |
| E | BAGGAGE DELAY | 1,000 | 06 hours |
| F | LOSS OF PASSPORT | 500 | Nil |
| G | PERSONAL LIABILITY | 10,000 | 200 |
| I | HIJACKING | 1,000 | 24 hours |
| J | TRIP DELAY/INTERRUPTION | 500 | 6 hours |
| K | TRIP CANCELLATION | 750 | 50 |
| L | 24 HOURS MEDICAL ASSISTANT SERVICES | YES | – |
To check participating lounges cardholder can visit https://www.loungekey.com/mastercardsa
Personalize your Platinum Credit Card with an image of your choice, reflecting your individual style and preferences.
Image card application : Cargills Bank Image Card Application
Image card guidelines : Cargills Bank Image Card Guidelines
Image card FAQs : Cargills Bank Image Card FAQs
View sample image card:Sample Image Card
| Type Of Fee | Platinum |
| Primary Card Annual Fee | Rs. 4,900/- |
| Joining Fee | FOC |
| Supplementary Annual Fee | Rs. 2500/- |
| Supplementary Joining Fee | FOC |
| Interest Rate (p.a) % | 28% |
| Interest Free Period | 55 Days Max |
| Minimum Payment | 4% x Total Outstanding* |
| Over Limit Fee | Rs. 1,500/- |
| Late Payment Fee | Rs. 1,100/- |
| Cash Advance Limit | 50% x Limit |
| Cash Advance Fee | Rs. 400/- + 5% on Face value |
| Limit Enhancement Fee Temporary or Permanent | Rs. 1,100/- |
| Card Replacement Fee | Rs. 1,500/- |
| PIN Replacement | Rs. 200/- |
| Per Statement copy | Rs. 150/- |
| Digital Statement Copy | FOC |
| Cheque Return | Rs. 900/- |
| Tax/Visa/Limit/Interest Confirmation Letters or any Credit Card Related Letters | Rs. 750/- |
| Overseas Courier Fee | Rs. 4000/- |
| Travel Insurance | FOC |
| Image Card service fee-Own Images | Rs.750/- |
| Image Card service fee-Gallery Images | Rs.500/- |
| Image Replacement fee(Additionally Card replacement fees applicable) | Rs. 250/- |
| SMS Alert Fee (Annually) | Rs.300/- |
| Type of Fee | Fee |
| Overseas Transactions | All overseas Credit & Debit card transactions will be converted using Bank Treasury selling rate. In order to mitigate the local exchange rate movements, an additional amount (4%) will be included to the rate at the time of billing from 03rd of October 2022 |
Prepare the necessary documents needed to apply for the Titanium Credit Card, ensuring a seamless application process.
a) If Salaried;
b) If Self-employed;
Credit-Card-Terms-and-Conditions
*Credit Card settlements carried out via Mobile Banking / Internet Banking should be done prior 6.00 PM on the due date to avoid any settlement delays.
*Please note the following geographies are currently subjected to comprehensive U.S. sanctions. Mastercard has no offices, subsidiaries, or affiliated entities, nor does Mastercard license any customers to issue or to acquire transactions from either point-of-sale (POS) or ATM locations, in these regions and countries:
Take the first step towards unparalleled experiences and peace of mind by applying for the Cargills Bank Platinum Credit Card today.
