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Cargills Bank: “Banking and Shopping under one Roof”
Thu, 28 Jun 2018

Cargills Bank has been in the forefront in providing simple yet innovative and attractive banking solutions to their customers throughout all social and income groups. The bank is moving forward with a task in partnering the growth of every Sri Lankan and that commitment comes from the corporate ethos of “Cargills”, which has been a brand serving across all customer groups.

“Cargills Cash” is the unique differentiator of Cargills Bank which has led to position the brand as a leading digital bank. Today, “convenience” has become the talk of the town and Cargills Bank revolutionized the banking industry by offering their customers the unique banking experience of being able to transact through over 350 Cargills Food City outlets island wide from 8.00.a.m. to 10.p.m. on 365 days of the year, allowing them to do grocery shopping and banking at the same time.

All above is possible through the uniqueness of Cargills Bank Mobile App and BuddhikaPerera, Head of Retail Banking at Cargills Bank Limited shared his views on how Cargills Cash and mobile banking app connects to offer a superior banking solution.

Q. How does Cargills Bank Mobile App supports the “Cargills Cash” initiative?

A.Cargills Cash Mobile App has a separate function to carry out this transaction and works through one time password (OTP) authorization. This mechanism safe guards the customer from emerging cyber security threats plus creates more attraction as we are using a smart phone. The interface is very simple and easy for use.

Q. How does Cargills Cash make life convenient to a regular shopper?

A. Now with “Cargills Cash” you can Deposit and Withdraw Cash, send money to any mobile and could pay the grocery bill by directly debiting the account. The transaction update is real time hence all payments are immediately credited. The service is further expanded to merchant payments where a customer can simply pay their travel ticket, or real estate advertisement or e-commerce goods’ payments through Cargills Food City. The bank has currently partnered with Ikman.lk, Kapura.lk, Mydeal.lk, Allianz Insurance, Findmyfare.com and Sri Lankan Air lines etc. All these would make life easy for a customer as they could do their banking and payments while they shop on a weekend.

Q. What are the future plans for “Cargills Cash”?

A. We have already developed the USSD method to make transactions possible through even basic analogue mobile phones. Further QR Code acceptance will be introduced to the service creating a slip-less environment. In future, customers could simply walk-in to any Cargills Food City and hold their mobile to the QR reader to directly proceed with the transactions without filling a single slip. Cargills Food City is undergoing a rapid expansion drive and as our services are automatically activated for every new branch, this would gradually help us to reach consumers across every corner in Sri Lanka.

“Cargills” is a brand that has been faithfully serving Sri Lankans for 174 years, built on a foundation of values and ethics. True to this heritage and the ethos of ‘Banking on the Human Spirit’, Cargills Bank is taking banking to the masses by being inclusive and accessible. The Cargills Bank Debit Card with special offers is now a ‘must have’ for discerning customers.

Cargills Bank’s Head Office is in Colpetty with branches at Maitland Crescent, Maharagama, Old Moor Street, Wattala, Rajagiriya, Kandy, Peradeniya, NuwaraEliya, Ratnapura, Thanamalwila, Matara, Galle, Kurunegala, Kaduruwela, Vavuniya, Chunnakam, Jaffna and Chilaw.


Caption: Buddhika Perera, Head of Retail Banking at Cargills Bank Limited





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