More Freedom. More Reasons to choose Cargills Bank.

Experience banking that moves at the speed of your life. Enjoy selected banking transactions without the usual fees with an eligible Cargills Bank Savings or Current Account.

More freedom, built around your everyday banking.

Withdraw Freely
FREE

Cash withdrawals at any bank ATM islandwide

The applicable ATM withdrawal fee for cash withdrawals at any local bank ATM is waived during the promotional period.

Transfer Freely
FREE

CEFT fund transfers through Cargills Bank Digital Banking

Make fund transfers through Retail Internet Banking or the Cargills Bank DiGi Mobile Banking App to any non-Cargills Bank local bank account, without the applicable CEFT transaction fee during the promotional period.

Bank Freely - Supermarket Banking
FREE

Supermarket Banking

Your bank, where you shop

Access Cargills Bank Supermarket Banking services with zero charges for cash deposits and withdrawals at 500+ CBSL-approved Cargills Food City locations island-wide.

Cargills Bank Supermarket Banking

Your bank, where you shop.

Banking doesn't always have to mean going to a bank.

Access Cargills Bank Supermarket Banking services at 500+ Cargills Food City locations island-wide while you shop.

Explore Supermarket Banking
Cargills Bank Supermarket Banking

Get Started

Ready to Bank Freely?

If you are looking to open a Cargills Bank Savings or Current Account, leave your details and our team can guide you through the account opening process.

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    View Terms & Conditions

    Promotion Period

    Valid until 31st March 2027

    Terms & Conditions

    View full Terms & Conditions
    1. This promotion is exclusively available to Retail Individual Current Account and Savings Account (“CASA”) customers of Cargills Bank PLC. This offer is not applicable to business, corporate, or joint business-purpose accounts.
    2. This promotion is valid from 20th September 2026 to 31st March 2027 unless extended, suspended, or withdrawn earlier at the Bank’s sole discretion in accordance with Clause 9 below.
    3. During the Promotion Period, eligible Retail CASA customers will receive a full waiver of the following fees, currently applicable under the Bank’s standard tariff:
      1. Cash withdrawals at Cargills Bank ATMs (currently Rs. 5.00 per transaction) – free of charge.
      2. Cash withdrawals at any other bank’s ATM islandwide (currently Rs. 30.00 per transaction) – free of charge.
      3. Online Common Electronic Fund Transfers (CEFT) through Retail Internet Banking or the Retail Mobile Banking Application (currently Rs. 25.00 per transaction) – free of charge.
    4. This waiver applies strictly to the transaction types listed in Clause 3 above. All other fees and charges under the Bank’s standard tariff – including but not limited to cheque book issuance, account maintenance, SMS alerts, and other service charges – remain applicable and payable as usual.
    5. This benefit is applied automatically to all eligible Retail CASA customers and does not require separate registration or opt-in, unless otherwise advised by the Bank.
    6. Upon expiry, suspension, discontinuation, or withdrawal of this promotion, standard fees and charges under the Bank’s prevailing tariff will apply to all transactions, without further notice, unless otherwise communicated by the Bank.
    7. The Bank reserves the right to restrict, suspend, or exclude any customer from this promotion in the event of suspected misuse, fraud, or abuse of the offer.
    8. The Bank reserves the right to extend the Promotion Period based on performance, financial impact, and cost recovery considerations. Any such extension will be communicated through the Bank’s official channels.
    9. The Bank reserves the right to discontinue, amend, suspend, or withdraw this offer, in whole or in part, at any time, at its sole discretion, without prior notice.
    10. The Bank reserves the right to modify or amend these Terms and Conditions applicable to the promotion at any time, without prior notice.
    11. In the event of any dispute, the decision of Cargills Bank PLC shall be considered final and binding.
    12. This offer cannot be exchanged for cash and cannot be used in conjunction with any other promotional programme or offer of the Bank.
    13. This offer is subject to the General Terms and Conditions governing Retail CASA accounts and transactions of Cargills Bank PLC, which will continue to apply in all other respects.
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