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Deposit Interest Rates
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Special Fixed Deposits

Period Interest Paid at Maturity (p.a) A.E.R Interest Paid at Monthly (p.a) A.E.R
60 Days 7.00% 7.21%    
100 Days 7.00% 7.18%    
200 Days 8.30% 8.46% 7.85% 8.14%
11 Months 8.50% 8.56% 8.20% 8.52%
13 Months 10.25% 10.21% 9.75% 10.20%
500 Days 8.70% 8.57% 8.60% 8.57%
18 Months 8.25% 8.09% 7.80% 8.08%
1000 Days 11.00% 10.09% 9.65% 10.09%

 

Fixed Deposits (LKR)

Tenor Maturity A.E.R. Monthly  A.E.R. Annually
01 month 7.75% 8.03%  –  –  –
03 Month 8.50% 8.77%  –  –  –
04 Month 9.25% 9.54%      
06 Month 8.75% 8.94% 8.58% 8.93%  –
09 Month 9.00% 9.10% 8.74% 9.10%  
26 Month 11.50% 10.91% 10.40% 10.91%  
1 Year 9.50% 9.50% 9.10% 9.49% 9.50%
2 Years 10.50% 10.00% 9.57% 10.00% 10.00%
3 Years 11.00% 9.97% 9.54% 9.97% 9.97%
4 Years 11.50% 9.92% 9.50% 9.92% 9.92%
5 Years 13.00% 10.53% 10.05% 10.53% 10.53%

 

Account Types

Account Type Rate P.A. A.E.R.
Cargills Cash Savings Account 3.00% 3.05%
Savings Account – Senior Citizens 5.00% 5.13%
Abhimani Women’s Savings Account 3.00% 3.05%
Podihitiyo Children’s Savings Account (Maximum interest rate up to) 7.50% 7.79%
Salary Account (Maximum interest rate up to) 5.00%  5.12%
High return saver(Maximum interest rate up to) 6.00% 6.18%

 

Senior Citizen Fixed Deposits

Tenor Maturity Monthly
1 Month 7.75%  –
3 Months 8.50%  –
6 Months 8.75% 8.58%
9 Months 9.00% 8.74%
1 Year 9.50% 9.10%
2 Years 10.50% 9.57%
3 Years 11.00% 9.54%
4 Years 11.50% 9.50%
5 Years 13.00% 10.05%

 

Call Deposits

Tenor Maturity
7 Days 4.00%

 

Foreign Currency Deposit Rates 

Currency Type Savings Interest Rate Interest Frequency Fixed Deposits
1 Month 3 Months 6 Months 1 Year
USD 1.75% At Maturity Int. Rate (p.a.) 4.00% 4.50% 4.75% 5.00%
AER 4.07% 4.58% 4.81% 5.00%
Monthly Int. Rate (p.a.) N/A N/A 4.70% 4.85%
AER N/A N/A 4.80% 4.96%
Annual Int. Rate (p.a.) N/A N/A N/A 5.00%
EUR 0.50% At Maturity Int. Rate (p.a.) 1.00% 1.00% 1.00% 1.00%
AER 1.00% 1.00% 1.00% 1.00%
GBP 0.50% At Maturity Int. Rate (p.a.) 1.00% 1.00% 1.00% 1.00%
AER 1.00% 1.00% 1.00% 1.00%
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