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Cargills Bank Wishrama Savings Account is specially designed for Pensioners. The Account offers special features and benefits exclusively tailored to facilitate the account holder upon remitting their pension.
– Sri Lankan Resident
– Government Pensioner or widow/widower (who receives pension of the spouse through Pension Department)
– Up to 75 years of age holding a valid national identity card (NIC)
– Standard Savings Rate + 2% Bonus Interest
– Duly completed Savings Account Application
– National Identity Card (NIC)
– Pension ID or any other proof document
– Copy of recent utility bill/bank statement to establish residence address (if address differs from NIC)
– Minimum initial deposit is LKR 500/-
– Joint Accounts are not allowed.
– A nominee can be appointed by the Account Holder. However, under no circumstances shall the nominee be entitled to other benefits.
– Government Pension should be assigned and credited to the account monthly. In the event a monthly pension is not received for three consecutive months the account would be converted to a normal savings account and all benefits aligned to “Wishrama” Savings Account will be ceased to apply.
– The discount for Pharmacy bills will be on prescribed drugs at Cargills Supermarket in conjunction with Cargills Supermarket offers.
– Pharmacy discount will be applicable on two days per month(Pension Days) which will be periodically reviewed by the Bank. The maximum discount would be LKR 1,000/- per day.
– To qualify for the complimentary gift for the minor, the pensioner must set up a standing instruction from their Wishrama Savings Account. Upon completion of 12 consecutive installments, the minor will be receiving a Gift.
– Cargills Bank holds the authority to change, add or revise product features/offers and Terms and Conditions pertaining to the Cargills Bank “Wishrama” Savings Account at any given time.
– All the other General Terms & Conditions and operating processes pertaining to the normal savings will be applied to “Wishrama” Savings Account
