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A specialized Personal Loan facility designed to meet the financial needs of Pensioners and their families. This loan provides competitive interest rates, flexible repayment options, and a hassle-free application process.
– Sri Lankan Resident
– Government Pensioner or widow/widower (who receives pension of the spouse through Pension Department)
– Up to 75 years of age holding a valid national identity card (NIC)
– Pension should be assigned and should have been credited to Cargills Bank “Wishrama” Savings Account during the
previous or current month.
– Minimum take home income after all deductions should be LKR 25,000/- or more
– Attractive fixed interest rate
– Obtain a loan for up to 10 years with a maximum amount of LKR 5,000,000
– No early settlement & processing fee charges
Home renovation, surgical/medical expenses to yourself or family members, travel, education & wedding expense of children, settling existing other bank loans or credit cards and any other purpose acceptable to the Bank.
Fixed 15.00% p.a
– Duly completed loan application
– Copy of National Identity Card
– Copy of recent Utility Bill/Bank Statement (if address differs from NIC)
– Proof document of Pension Assignment to Cargills Bank
– Proof document from Pension Department
– No objection letter from the particular bank where the pension is currently being remitted
– Other income verification documents (if necessary)
Prevailing terms & conditions are subject to Cargills Bank Personal Loan Policy. It is advisable to contact our branch or call center for further clarifications.
