Client Name – Moratuwage Sujith Sanjeewa- Tanamalwila

Mr. Sanjeewa commenced his vegetable business in 2008 in a quarter acre land with no proper equipment. Supplying the Cargills Group, Sanjeewa was able to sustain his business while marginally increase volumes. However, a key constraint for him to expand his business volumes was the lack of access to finance. In 2016, Sanjeewa became a customer of Cargills Bank and subsequently obtained financial support, significantly increasing his business volumes by investing new technologies and expanding his cultivation area.

The Bank supported Mr. Sanjeewa to purchase a farmland of 8 acres and finance the installation of an irrigation system, through which he was able to increase productivity, reduce raw material inputs such as water, fertilizer and manpower and also increase his resilience to climate change. He subsequently invested in a tractor, and has further expanded his business by constructing greenhouses increasing productivity and business volumes.

An unique attribute of the Cargills value chain is its capacity to support farmers at every level, supporting these entrepreneurs with a holistic business model that includes advisory services, technology, financing, raw materials inputs and a market for their produce. Mr. Sanjeewa credits this unique combination of having a bank and the market linkages with supporting him to carry out a sustainable business model.